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International Mortgages

UK Mortgages for Expats & Foreign Nationals

Halifax and others pulling back from Expat lending? We have dedicated international lines with private banks and specialist lenders.

  • Foreign currency income accepted (AED, USD, EUR, etc.)
  • No UK credit footprint required
  • Invest in UK Buy-to-Let from abroad
"Navigating time-zones and currency fluctuations is hard. Getting your mortgage shouldn't be."

Check Your Eligibility

No credit check required

Our Lending Partners
Whole of Market Access

Just a few of the lenders we quote

From high street giants to specialist niche lenders.

As an Appointed Representative of Echo Finance, we have direct access to over 100 lenders across the UK market, ensuring you get specialist advice and the most competitive rates available for your specific income structure.

Expat Mortgage Success Stories

Living abroad shouldn't stop you from owning property in the UK. We specialize in complex currency and cross-border mortgages.

3.89% Fixed Rate

Dubai to London

"Client paid in AED, buying a family home in Surrey. High street bank struggled with currency conversion. We used a lender who accepts 100% of AED income."

A

Ahmed & Sarah

Dubai / UK

Portfolio Loan

Hong Kong Investor

"Expat investor with existing BTLs. Needed to release equity for further purchases. Arranged a portfolio loan without needing to travel to the UK."

J

Jonathan L.

Hong Kong

$ Income Accepted

US Tech Worker

"Paid in USD with RSUs (stock options). We found a lender who considered the vesting stock as income, significantly boosting borrowing power."

J

Jessica M.

San Francisco