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Foreign Income Experts

Paid in Foreign Currency? We use 100%.

Most banks punish foreign earners with a 25% "currency haircut". We work with private banks and specialists who respect the true value of your pay.

  • No Currency Haircuts (100% income used)
  • Global trading accounts accepted
  • Tax-efficient handling (Seafarers etc.)
  • Bonus income averaged over 2 years
"If your bank sees your USD salary as 'risky', you're at the wrong bank. We lend based on the math, not the map."

Check Your Eligibility

No credit check required

Our Lending Partners
Whole of Market Access

Just a few of the lenders we quote

From high street giants to specialist niche lenders.

As an Appointed Representative of Echo Finance, we have direct access to over 100 lenders across the UK market, ensuring you get specialist advice and the most competitive rates available for your specific income structure.

Currency Complexity Solved

Paid in USD, EUR, or CHF? Don't let a generic bank devalue your hard-earned income.

No Haircut

USD Tech Contractor

"London-based contractor paid in USD. High street banks wanted to deduct 25% for currency risk. We sourced a lender who used the full gross income."

A

Alex P.

London

5.5x Income

Swiss Franc (CHF) Income

"Commuter to Geneva. We utilized a specialist lender familiar with cross-border commuters, securing a higher income multiple than available on the high street."

J

James H.

Surrey

Affordability Boost

Seafarer Tax Exemption

"Yacht captain with tax-free income. We found a lender who calculated affordability based on the gross equivalent, maximizing borrowing power."

C

Capt. Tom

Southampton