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One Year Accounts Mortgage Help

Only Have One Year Accounts? Do Not Assume It Is a No.

Some lenders want two or three years. Others may consider one filed year when the wider case is strong. We check your income structure before you waste a credit search.

  • Sole traders, company directors, contractors and new business owners
  • Manual underwriting routes where high-street systems say no
  • Salary, dividends, retained profits, bank statements and accountant evidence reviewed
  • Fast callback from a specialist adviser if your case looks viable

Growing income?

Current trading and accountant evidence can support the story.

Avoid wasted searches

Check lender fit before submitting another application.

Check Your Eligibility

No credit check required

Our Lending Partners — a selection of the mainstream and specialist lenders on our panel
Broad Lender Panel

Just a few of the lenders we quote

From high street giants to specialist niche lenders.

Mortgage advice is provided by Hayden Richards, CeMAP-qualified, as an authorised adviser of Echo Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 570073). Richards & Logic is a trading style of MarketMedia Ltd. Hayden Richards can assess specialist mortgage options from a broad panel of UK lenders based on your complex income and borrowing needs.