Mortgage advice is provided by Hayden Richards, CeMAP-qualified, as a Registered Individual of Marklay Mortgages Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 930490). The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. Any and all personal information that we may collect will be used and held in accordance with our privacy policy. Any rates shown are for illustrative purposes only, they should not be taken as any form of advice or recommendation. Actual mortgage quotes are based on individual circumstances.
We conduct both regulated and unregulated business. Not all of the products and services available through us are regulated by the Financial Conduct Authority.
We may receive commission from lenders or product providers. The amount and structure of this commission varies — it may be a fixed fee, a fixed rate of commission, or a percentage of the amount borrowed or arranged, and it can differ by lender, provider, product, loan amount, risk profile and the circumstances of your case. Full details of the commission model, how it is calculated and the amount will be disclosed to you as part of your customer journey.
For regulated mortgage advice, we offer a comprehensive range of mortgages from across the market. We are not limited in the range of mortgages we will consider for you, but we do not consider deals that are only available by going direct to a lender.
For commercial finance, bridging finance, development finance and other specialist lending, we work with a broad and regularly reviewed panel of lenders. Some of these products are not regulated by the Financial Conduct Authority.
Marklay Mortgages Ltd is registered in England and Wales (12183898), is authorised and regulated by the Financial Conduct Authority (FRN 930490) and is on the Financial Services Register.
Richards & Logic is a trading style of Marklay Mortgages Ltd. This website is owned and operated by MarketMedia Ltd, which is registered in England and Wales (07765565).
Our registered office is 86-90 Paul Street, London, EC2A 4NE.
The guides and articles on this website are provided for general information only. They are not tailored to your personal circumstances and should not be treated as financial advice or a personal recommendation. If you would like advice based on your individual circumstances, please speak to one of our advisers.
Our team is updated regularly to keep up with changing lender criteria and policies.
