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Step 4: Forensic Verification

Lock in your Strategy Report walkthrough

Let's verify your complex income structure, review the custom Strategy Report, and map out your specialist lender shortlist.

What we cover in this 45m call

1

Income Forensic Audit

Translating your contractor day-rates, sole trader net profits, or complex director structures into exact lender definitions.

2

Lender Shortlist Review

We'll match your specific criteria profile against our panel of specialist underwriters to find your optimum borrowing rate.

3

Action Plan & Affordability Stretch

Clear, actionable next steps to prepare your documentation and secure the maximum borrowing stretch before underwriting.

FCA Regulated Partner
No Fee Pre-Advice

Useful to have on hand (optional)

  • Latest 1-2 years accounts or tax returns (SA302s)
  • Current day-rate contracts (if contracting)
  • Rough estimate of your target purchase price

Don't worry if you don't have these ready yet. We will start with a high-level feasibility assessment anyway.

Need immediate help?
07397 901560
Hayden's Diary (Live Availability)
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Choose a time for your call

Load the booking calendar to see live availability and book your Strategy Report walkthrough.

Your home may be repossessed if you do not keep up repayments on a mortgage.

Richards & Logic is a specialist mortgage platform. Regulated Fact-Find and advice is provided by Hayden Richards, CeMAP-qualified, authorised under Marklay Mortgages Ltd (FRN 930490).

Richards & Logic is a trading style of Marklay Mortgages Ltd. Registered Office: 86-90 Paul Street, London, EC2A 4NE. Marklay Mortgages Ltd is authorised and regulated by the Financial Conduct Authority (FCA).

The custom Strategy Report and any pre-advice assessments are provided free of charge, completely without obligation, based entirely on initial self-reported criteria. Product selection and key facts illustrations follow formal fact-finding.