Your Strategy Report
is being prepared.
Hayden Richards CeMAP will personally review the details you submitted and email your Strategy Report — a case analysis covering your likely lender route, key risks, and next steps.
What happens next
- 01
Case review
Your submission is reviewed against current specialist lending criteria. This is a manual assessment — not an automated calculator.
- 02
Report drafted
A Strategy Report is prepared for your specific income structure, property details, and postcode. It covers six analytical sections.
- 03
Delivered by email
Your report is emailed to the address you provided. Expect it within one business day. Check your spam folder if it does not arrive.
- 04
Forensic Verification call
Once you have reviewed the report, the next step is a 45-minute call to verify the nuances of your income and confirm the lender route before any application.
What the report covers
Income Analysis
How lenders will interpret your income structure and what documentation you need.
Why Mainstream Lenders May Decline
A frank assessment of how high-street credit models score your profile.
Lender Shortlist
Named specialist lenders who genuinely operate in your segment.
Recommended Route
The strategic packaging approach to maximise approval probability.
Indicative Costs
Monthly repayment ranges based on your mortgage amount and current specialist rates.
Next Steps
What happens after you receive the report and how to prepare for the Forensic Verification call.
This report is a pre-advice document prepared by Hayden Richards CeMAP and does not constitute regulated mortgage advice. Formal advice, a Key Facts Illustration (KFI), and product recommendation will follow the regulated fact-find conducted with Marklay Mortgages Ltd (FRN 930490). Your home may be repossessed if you do not keep up repayments on a mortgage.
Want to discuss it sooner?
Book the Forensic Verification call now. It covers exactly what the report covers — in real time.